Financial Risk Control Manager
Business Unit
Corporate Development Group (CDG) as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.What the Role Entails
Corporate Development Group (CDG): as the platform for the company's new business incubation and new business exploration, CDG is responsible for promoting development and innovation for important areas such as financial technology and advertising, as well as marketing services, including payment and financial applications. As a professional support platform, CDG also supports the company and various business groups in strategic planning, investments and mergers, investor relations and corporate global communications, marketing and public relations, and more.Position Overview
Responsible for building the full-chain risk management framework for the company's overseas businesses, covering end-to-end business lifecycle management and dynamic risk control. The role requires deep understanding of international AML regulatory frameworks (FATF Recommendations, Singapore MAS, Hong Kong HKMA, EU AMLD, US BSA/AML, etc.), leading the design and implementation of core risk control functions including due diligence, risk rating, and suspicious transaction monitoring, ensuring the company's overseas operations maintain continuous compliance across all jurisdictions while scaling rapidly.
- Risk Control Framework: Enhance the AML risk control framework covering pre-event, in-event, and post-event stages; drive the implementation of systematic and automated risk control capabilities to ensure end-to-end risk management.
- Full Business Lifecycle Risk Management: Lead risk assessments for overseas business especially acquiring throughout their lifecycle; conduct ML/TF risk assessments before new business/product launches and implement control measures; maintain dynamic risk monitoring and strategy iteration during ongoing operations, with enhanced strategy deployment for high-risk businesses.
- Customer Due Diligence (KYB/CDD/EDD): Optimize overseas KYB onboarding standards and review processes; enhance CDD and EDD frameworks; conduct in-depth background and transaction analysis on high-risk customers; drive the digitalization and automation of due diligence workflows.
- Risk Rating: Maintain and refine multi-dimensional customer/merchant risk rating models; optimize dynamic adjustment and periodic re-assessment mechanisms; deploy tiered risk control strategies and measures based on rating outcomes.
- Suspicious Transaction Monitoring & Risk Control: Design real-time monitoring rules and interception strategies, as well as post-event analysis models; lead suspicious transaction analysis and the preparation of STR/SAR reports; conduct regular back-testing and optimization of monitoring rules and models.
Who We Look For
Qualifications
- Bachelor's degree or above in law, finance, risk management, accounting, or a related field.
- Proficiency in English and Mandarin are required, due to business operation needs to liaise with headquarters, regulators, and business counterparts.
- 3+ years of experience in AML, financial crime compliance, or risk management; experience in payment institutions, banks, or fintech companies preferred.
- Strong knowledge of the FATF 40 Recommendations and methodology; in-depth understanding of requirements under Singapore MAS, Hong Kong HKMA/MSO, EU AMLD, US BSA/AML frameworks, and other major jurisdictions.
- Strong logical reasoning and data sensitivity; ability to identify anomalous patterns and risk signals from data.
- Resilience under pressure; able to effectively drive work forward in a multi-tasking, fast-paced regulatory environment.
- Excellent cross-functional communication and coordination skills; able to align business, product, technology, and operations teams to implement risk control requirements.
Preferred Qualifications
- Background in data analytics and AI applications; experience with AML/risk control systems driven by machine learning or rule engines.
- Experience in merchants acquiring，cross-border payments, cryptocurrency, or Web3 anti-fraud/AML compliance.
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Equal Employment Opportunity at Tencent
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